Financial Literacy for Youth
Smart money starts young. Its never too early to start.
Watch Siddhi's TEDx talk on the importance of financial education for young people and how we can become a financially independent generation.
📖 Our Book
What I Learned About Money
What I Learned About Money introduces essential financial concepts in a clear, relatable way for young readers. Written from a youth perspective, the book emphasizes confidence over complexity, and making money feel understandable and approachable for teens and preteens. Through real-life situations and practical examples, readers explore key topics such as earning income, budgeting, saving, investing, taxes, and long-term financial decision-making. Each concept is broken down into simple explanations, followed by chapters that spotlight real people applying these ideas and making real financial choices. These stories show how everyday money decisions can shape outcomes over time. Designed for use at home, in classrooms, or in libraries, this book serves as an accessible starting point for financial literacy. It supports young readers as they begin earning money, managing expenses, and thinking confidently about their financial futures.
Get the book — buy online or find at your library
In Partnership with BECU
Thank you BECU for joining us at the Federal Way STEAM night
As Seen On
Cubs of Wall Street in the news
The Seattle Times
This Seattle student teaches kids about how to manage their money
March 26, 2026
Seventeen-year-old Siddhi Tandon didn't set out to start a financial literacy program. She was just trying to figure out what to do with her first paycheck — and now reaches thousands of students through Cubs of Wall Street.
Read full article →
Northwest Asian Weekly
Teen's first paycheck sparks a movement to strengthen financial literacy
March 31, 2026
After cashing her first paycheck as a camp counselor, Siddhi Tandon turned financial uncertainty into Cubs of Wall Street — free workshops, a TEDx talk, and a book helping youth build money confidence.
Read full article →Impact at a Glance
Transforming lives through financial literacy education
Students Reached
Total youth impacted
Sessions Conducted
Workshops, seminars, and talks
Volunteers Involved
Volunteers involved in the organization
Upcoming Events
Join us for workshops, seminars, and talks
Recent Events
See what we've been up to
Wedgewood Elementary STEAM Night
📍 Wedgewood Elementary School
Engaging STEAM Night event featuring financial literacy workshops and interactive learning stations for elementary students and their families.
View details →Financial Literacy Workshop for Teens
📍 Covington Library (17100 SE 272nd St, Covington, WA 98042)
Interactive workshop covering budgeting, saving, and investing basics for teenagers.
View details →Federal Way Public Schools STEAM Night
📍 Federal Way Public Schools
Participating in a district-wide STEAM Night event, showcasing financial literacy as part of the STEAM curriculum with hands-on activities and demonstrations.
View details →Norman Rockwell Elementary STEAM Night
📍 Norman Rockwell Elementary School
Join us for an exciting STEAM Night featuring financial literacy activities and interactive learning experiences for students and families.
View details →Photo Gallery
Moments from our events, workshops, and speaking engagements
Latest Blog Posts
Practical financial tips and insights
5 Money Habits Every Teen Should Start Today
Discover the 5 essential money habits every teenager should start today: track spending, follow the 50-30-20 rule, create a budget, start saving early, and set financial goals. Build these foundational habits now and set yourself up for financial success later in life.
Understanding Your First Paycheck
Your first paycheck can be confusing. Here's what all those deductions mean and why they matter.
How to Start Investing with Little Money
You don't need thousands of dollars to start investing. Learn how to begin your investment journey with just a few dollars.
Featured Videos
One-minute financial tips and lessons
Steps to Build Youth Financial Literacy
Visual guide to building financial literacy from a young age
Set Goals
Define what you want to achieve financially
Save Regularly
Build the habit of saving a portion of your income
Track Spending
Know where your money goes each month
Invest Early
Start investing to grow your wealth over time
Recommended savings rate
Months of expenses in emergency fund
Target credit score to aim for
Your Financial Journey
Learn Basics
Understanding money
Build Habits
Save & budget
Grow Wealth
Invest & build credit
Financial Freedom
Achieve your goals
Testimonials
What People Are Saying
"I like this class was very good and informative. Would definitely do it again."
High school student, Cambridge Juanita high school
Student Testimonial
"I like how you actually know the topic really well."
Middle school student, Stella Schola Middle School
Student Testimonial
"This is a very comprehensive beginner workshop into financial literacy, especially for minors. Siddhi is super well spoken and is very receptive to questions."
Teen services librarian
Professional Testimonial
"Appreciate you for sharing the slides with us. This would help my 10 year old understand money management better. You have been fantastic and kept things simple for the tweens' understanding. Keep inspiring the kids to start making better financial choices"
Parent
Parent Testimonial
"I learned 50/30/20 rule."
Middle school student, Redmond Middle School
Student Testimonial
Real Testimonials
Ready to Join the Financial Literacy Mission?
Empower yourself and others with financial knowledge